If I install hurricane impact-resistant windows and doors in my house, do I obtain insurance premium discounts?
The answer is Yes!, absolutely. In order to obtain the discounts or credits, all of the house openings must be protected. Homeowners with questions about wind mitigation should contact their insurance agents to make sure they are receiving proper credit for any steps taken to strengthen their home. Citizens Insurance offers premium discounts to those policyholders who show proof of risk mitigation alternatives. According to Florida statute 627.0629 regarding residential property insurance, all insurance companies that provide homeowner's insurance to residents in Florida must offer some type of discount for dwellings that have an effective windstorm protective system installed. Your local home inspector can document your home's windstorm's protective system and prepare a report that can be submitted to your insurance company to apply for such discounts.
